for credit unions and community banks

Direct, automated capital access for credit unions

Designed specifically for the credit union system, 9Squid combines automation, compliance, education, and data-driven execution to support your long-term liquidity strategy.

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benefits
How 9Squid Benefits Community Finance Institutions

9Squid gives community finance institutions an affordable path to securitization. Institutions that were traditionally priced out can now convert loan pools into investable products using an AI powered process that lowers cost and increases speed. This opens direct access to fresh institutional capital rather than recycled internal funds.

The platform handles structuring, modeling, compliance checks, and documentation. Community finance institutions only provide the data. 9Squid delivers a complete product that institutional buyers can purchase.

This supports stronger balance sheets, higher lending capacity, and more stable liquidity. Members benefit through better loan availability, improved pricing, and continued support for local credit needs.

Access to institutional capital programmatically

The platform and its API infrastructure enable the compliant issuance of both traditional and tokenized securities, supporting pooled and unpooled offerings at scale.

Institutions benefit from enhanced liquidity, stronger balance sheets, and direct investor access through a secure, transparent, and repeatable process that drives long-term capital efficiency.
features
Smarter liquidity through data, automation, and AI

Institutional liquidity access

Transform held loans into securities through compliant securitization or tokenization, and access institutional capital with a repeatable, low-touch process.

Balance sheet optimization

Improve Loan-to-Share and Net Worth ratios by offloading or participating loans, freeing capital for new lending while meeting regulatory requirements.

Regulatory & NCUA alignment

Built to align with NCUA and capital markets regulations, with compliance, reporting, and controls embedded into every transaction.

Auto & programmatic participation

Engage in solo securitizations or pooled offerings with peers, automating participation while maintaining full control over pricing, servicing, and origination.

AI analytics & scenario modeling

Integrated with registered transfer agents and custodians for secure issuance, settlement, and post-trade services.

Guided team education

Equip your teams across finance, compliance, and operations with built-in education tools and onboarding support designed for credit union environments.